Our interest and joy thrives on providing our members with absolute and optimum healthcare. We look forward to a partnership with you in the very near future.
Ayarisa is our revolutionary health insurance product that guarantees individuals healthcare at best prices! The Ayarisa healthcare is designed to commoditize insurance in a way that allows individuals to freely access affordable healthcare from over our 400 health service providers nationwide and also benefit from a wide range of our coverage plans including GP and Specialist consultations, hospital accommodations, pregnancy and delivery, medicines and many more.
Ayarisa Insurance Plans
| AYARISA HEALTH INSURANCE | AYARISA PRIMARY CONSULTATION (GHS) | AYARISA EMERGENCY (GHS) | AYARISA CHRONIC (GHS) | AYARISA PREMIUM (GHS) |
|---|---|---|---|---|
| CONSULTATION(GP and Specialization) | COVERED WITHIN OUTPATIENT LIMIT | COVERED WITHIN OUTPATIENT LIMIT | COVERED WITHIN OUTPATIENT LIMIT | COVERED WITHIN OUTPATIENT LIMIT |
| Prescribed Medicines Acute Conditions | COVERED WITHIN OUTPATIENT LIMIT UP TO 400 | COVERED WITHIN OUTPATIENT LIMIT UP TO 500 | COVERED WITHIN OUTPATIENT LIMIT UP TO 600 | COVERED WITHIN OUTPATIENT LIMIT UP TO 700 |
| Prescribed Medicines Chronic Conditions | 400 | 500 | 600 | 700 |
| Radiology(xrays,USG scan,CT scan, ECG & MRI | 400 | 500 | 600 | 700 |
| Pathology Investigations | COVERED | COVERED | COVERED | COVERED |
| Antenatal Care | COVERED WITHIN OPD LIMIT | COVERED WITHIN OPD LIMIT | COVERED WITHIN OPD LIMIT | COVERED WITHIN OPD LIMIT |
| Obstetric Ultrasound Scan | 2 PER PREGNANCY | 1 PER PREGNANCY | 2 PER PREGNANCY | 2 PER PREGNANCY |
| Optical Lenses and Frames(Every Year) | 200 | 150 | 200 | 200 |
| Dental | NOT COVERED | NOT COVERED | NOT COVERED | NOT COVERED |
| Psychiatric medication(Pre-authorization excluding medicines that MOH pays for) | 250 | 200 | 200 | 300 |
| Free Annual Screening | NOT COVERED | NOT COVERED | NOT COVERED | NOT COVERED |
| Alternative Medicine (Herbal Units of Ghana Health Service ) | NOT COVERED | NOT COVERED | NOT COVERED | NOT COVERED |
| Physiotherapy(Pre-Authorization required) | NOT COVERED | NOT COVERED | NOT COVERED | NOT COVERED |
| Vitamins(Children under 5 years,anaemic conditions and pregnant women) | COVERED | COVERED | COVERED | COVERED |
| IN PATIENT BENEFIT | NOT COVERED | 2500 | 4500 | 4000 |
| ACCOMODATION | GENERAL/SURGERY WARD (65 PER DAY) | GENERAL/SURGERY WARD (65 PER DAY) | SEMI/PRIVATE WARD ( 120 PER DAY) | SEMI/PRIVATE WARD ( 250 PER DAY) |
| NORMAL DELIVERY | NOT COVERED | COVERED UP TO 700 | COVERED UP TO 900 | COVERED UP TO 900 |
| ASSISTED DELIVERY(PRE AUTHORIZATION REQUIRED) | NOT COVERED | COVERED UP TO 1000 | COVERED UP TO 1200 | COVERED UP TO 1200 |
| CIRCUMCISION (FIRST 30 DAYS OF BABY’S LIFE) | NOT COVERED | 80 | 100 | 100 |
| SURGICAL PROCEDURE | NOT COVERED | COVERED UP TO 2000 | COVERED UP TO 4500 | COVERED UP TO 4000 |
| INTENSIVE CARE (PRE-AUTHORIZATION REQUIRED) | NOT COVERED | COVERED UP TO 2000 | COVERED UP TO 3000 | COVERED UP TO 2500 |
| AMBULANCE SERVICE | COVERED | COVERED | COVERED | COVERED |
| CRITICAL CARE (STROKE, PARALYSIS, MAJOR ORGAN TRANSPLANT AND DIMENTIA)[PRE –AUTHORIZATION REQUIRED) | NOT COVERED | COVERED UP TO 2000 | COVERED UP TO 4000 | COVERED UP TO 3000 |
| CANCER COVERAGE INCLUDING RADIOTHERAPHY (PRE-AUTHORIZATION REQUIRED) | NOT COVERED | NOT COVERED | NOT COVERED | NOT COVERED |
