Our interest and joy thrives on providing our members with absolute and optimum healthcare. We look forward to a partnership with you in the very near future.
At the heart of our lives are our families wellbeing and so we have created product plans to ensure families enjoy healthcare for health scares. You can choose from our plan package and have your family enjoy all our coverage services including GP and Specialist Consultation, Pregnancy and Delivery care, hospital accommodation, critical care and so much more.
Family Health Insurance Plans
| KAISER GLOBAL HEALTH FAMILY INSURANCE (PRODUCT PLANS) | Kaiser Bronze | Kaiser Silver | Kaiser Gold | Kaiser Super Gold | |
| GHS | GHS | GHS | GHS | ||
| CONSULTATION (GP AND SPECIALIST) | Covered Within out- patient limit | Covered Within outpatient limit | Covered Within outpatient limit | Covered Within outpatient limit | |
| Dietician (Preauthorizations referral only) | Covered Within out-patient limit | Covered Within out-patient limit | Covered Within out-patient limit | Covered Within out-patient limit | |
| Prescribed Medicines Acute conditions | Covered Within out-patient limit up to 700 | Covered Within out-patient limit to 1000 | Covered Within out-patient limit up to 1500 | Covered Within out-patient limit up to 2500 | |
| Prescribed Medicines chronic conditions | Within out- patient limit up to 700 | Within out- patient limit to 1000 | Within out- patient limit up to 1500 | Within out- patient limit up to 2500 | |
| Radiology (X-Ray, USG Scan, CT Scan, ECG and MRI) | 500 | 600 | 800.00 | 1,200.00 | |
| Pathology Investigations | Covered | Covered | Covered | Covered | |
| Antenatal Care | Covered within OPD Limit | Covered within OPD Limit | Covered within OPD Limit | Covered within OPD Limit | |
| Obstetric Ultrasound Scan | 4 times within the pregnancy period | 4 times within the pregnancy period | 4 times within the pregnancy period | 4 times within the pregnancy period | |
| Optical Lenses and Frames (Every Year) | 250 | 350 | 500 | 600 | |
| Dental | 250 | 350 | 500 | 600 | |
| Specialist Dentistry (Root Canal, Periodontal & Orthodontic Treatment) | Not covered | Not covered | Covered up to | Covered up to 600 | |
| Psychiatric medication (Preauthorization excluding medicines that MOH pays for) | 600 | 1000 | 1200 | 1800 | |
| Psychiatry Care (every 6 months) | Covered up to 15 days admission | Covered up to 15 days admission | Covered up to 15 days admission | Covered up to 15 days admission | |
| Free Annual Screening | Blood pressure, BMI, Pulse, | Blood pressure, BMI, Pulse, Fasting Blood Sugar | Blood pressure, BMI, Pulse, | Blood pressure, BMI,Pulse, Fasting Blood Sugar, Full blood count | ||
| Fasting Blood Sugar | HEP B Antigen | Fasting Blood Sugar, Full blood count | HEP B Antigen | |||
| HEP B Antigen | HEP B Antigen | Lipid Profile | ||||
| PSA (Men of 40+) | ||||||
| Alternative Medicine | ||||||
| (Herbal Units of Ghana Health Service ) | Not covered | Covered | Covered | Covered | ||
| Physiotherapy(Pre -authorization reduire) | Covered up to 5 sessions | Covered up to 10 sessions | Covered up to 10 sessions | Covered up to 15 sessions | ||
| Ghc60.00 | Ghc60.00 | Ghc60.00 | Ghc60.00 | |||
| Vitamins (children under 5 years, Anaemic Conditions and Pregnant women) | ||||||
| Covered | Covered | Covered | Covered | |||
| IN-PATIENT BENEFIT | 15,000 | 25,000 | 40,000 | 60,000 | |
| General/Sem i Ward | General/Sem i Ward | Semi/Private Ward | Semi/Private Ward | ||
| Accommodation | (GHC 65.00 per day) | (GHC 85.00 per day) | (GHC 120.00 per day) | (GHC 250.00 per day) | |
| Normal Delivery | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | |
| Assisted Delivery (Pre- Authorization required) | GHC 1,500.00 | GHC 2000.00 | GHC 3,000.00 | GHC 4,000.00 | |
| Caesarean Delivery (Pre-Authorization required) | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | |
| Neo Natal Care (Incubator and Phototherapy) | Preauthorizatio n Required | Preauthorizatio n required | Preauthorizatio n required | Preauthorizatio n required | |
| Circumcision (First 30 days of baby’s life) | Covered GHC 80.00 | Covered GHC 120.00 | Covered GHC 200.00 | Covered GHC 250.00 | |
| Surgical procedure (Pre-authorization required) | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | |
| Intensive Care (pre-authorization require) | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | |
| Ambulance Service | Covered | Covered | Covered | Covered | |
| Critical Care (Stroke, Paralysis, Major Organ Transplant and Dementia) | Covered up within in patient limit | Covered up within inpatient limit | Covered up within inpatient limit | Covered up within inpatient limit | |
| Cancer coverage including radiotherapy (Preauthorization required) | Not covered | Not covered | Not covered | Not covered | |
